Return and refund policy template for online sellers in the EU, UK and USA, shown as a fanned stack of pages to copy and paste to your website

Return and Refund Policy Template for Your Online Store

You moved off the platform and built your own website. Now there is one page you keep putting off: your return and refund policy. You don’t want to copy someone else’s policy that doesn’t fit your shop. And you don’t want a buyer to ask about returns while you have nothing to point to. This return and refund policy template gives you the words. Pick your options, fill in the blanks, and paste it onto your website today. It works for digital products, physical products, or both, with notes for EU, UK, and US buyers.

What’s inside

  • The full policy—8 sections: returns, how to start a return, return shipping, refunds, exchanges, items that can’t be returned, digital downloads, and damaged or faulty items
  • An 11-page PDF plus an editable Word file (.docx) of the same policy
  • A refund policy for digital products—final once downloaded, with a fix-or-refund rule for broken files
  • EU, UK and US buyer notes, including the EU “Withdraw from contract here” button line, required since June 19, 2026
  • Checkout checkbox wording for downloads sold to EU and UK buyers
  • A how-to page that shows which sections to delete for digital-only or physical-only shops

Who it’s for

  • You sell on your own website, or you are about to move there
  • You sell downloads, physical products, or both
  • You have buyers in the US, the EU or the UK

Who it’s not for

  • Etsy shops. Etsy builds your policy from settings, so use the Etsy Return Policy Template instead.
  • Large companies that need a lawyer to write a custom policy
  • Anyone looking for legal advice. This is a plain-English starting point.

How it works

  1. Buy and download the files.
  2. Pick your options where you see [A / B], like a 14, 30 or 60-day return window.
  3. Fill in the [square brackets] with your shop name, email and timeframes.
  4. Delete the sections you don’t need.
  5. Paste the policy onto its own page on your website, and link it in your footer and at checkout.

What changes after

In about 20 minutes, your policy is live on its own page, linked in your footer and at checkout. When a buyer asks about returns, you send them the link. Your downloads have a clear rule, written the way EU and UK law asks. And your EU buyers know where to cancel.

What you need

  • Microsoft Word, Google Docs, Pages or another app that opens .docx files
  • A free PDF reader
  • A website where you can add a page—WordPress, Shopify, Squarespace or any other

Why I made it

I have run physical and online shops for 11 years and audited 100+ small businesses. The same gap shows up again and again: a shop moves to its own website, and the return policy is missing, copied, or hidden. I wrote this from the questions buyers actually ask.

Frequently asked questions

Does this work for digital products?

Yes. Section 7 covers digital downloads. It makes digital sales final once the file is downloaded and still covers broken or wrong files. The how-to page gives you the checkout checkbox wording that EU and UK buyers need. The wording is ready in the template—you only fill in the blanks. Want to know why the rules work this way? Read why digital downloads need their own refund policy.

Does it include the EU withdrawal button?

Yes. Since June 19, 2026, shops selling to EU buyers need an online “Withdraw from contract here” button. The template tells your buyers where to find it. The button itself is something you add to your website, like a contact form. Here is how to add the EU withdrawal button.

Is this legal advice?

No. It is a starting point written in plain English. Laws change and are different in each country. If you have a legal question about your shop, ask a lawyer where you live.

Will anything be shipped to me?

No. This is a digital download. Nothing is mailed.

License

For use on your own shop’s website. You may edit the policy text as much as you like. You may not resell or share the template itself.

Publish your policy today

Get the template, fill in the blanks, and have your return and refund policy live before your next order comes in.

Not sure what else is holding your shop back? Take the free online business bottleneck diagnostic.

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